We will have to wait for the publication of the Green Paper later today for full details of changes to personal Independence payment (PIP) and Universal Credit (UC).

But here are some of the main points of the speech.

Personal Independence Payment (PIP)

  • No vouchers
  • No means-test
  • No freeze.

But, from November 2026, claimants will need to score at least 4 points from a single descriptor to qualify for the daily living component of PIP, as well as scoring a total of at least 8 points..

So, if you select 4 descriptors scoring two points each, that will be 8 points, but it will not qualify for an award. 

But if you select one descriptor scoring 4 points and two descriptors scoring 2 points, that will be 8 points and you will qualify for an award.

There will also be review of the PIP assessment system led by disability minister Stephen Timms.

PIP existing claimants

The DWP says it "will work with Department of Health and Social Care to ensure that existing people who claim PIP who may no longer be entitled to the benefit following an award review under new eligibility rules have their health and eligible care needs met. The government is consulting on how best to achieve this."

This suggests that existing claimants will be subject to the new rules when their award is reviewed, if the review takes place from November 2026 onwards..

 Work Capability Assessment (WCA)

The WCA is to be scrapped in 2028 and a new single assessment system introduced. Under the new system, any extra financial support for health conditions (including PIP, ESA or UC health) will be assessed via a new single assessment which will be based on the PIP assessment – considering on the impact of disability on daily living, not on capacity to work.

There will be an increase in  Face-to-Face Assessments for PIP and the WCA.

Reintroduce reassessments for incapacity benefits, with exceptions for those who will never work and those under special rules for end-of-life care. Reassessments have largely been switched off since 2021.

A "Right To Try Guarantee" will be introduced which will guarantee that attempting work will never lead to a benefits reassessment.

Universal Credit (UC)

From April 2026, Labour will hold the value of the universal credit health top-up fixed in cash terms for existing claimants, and reduce it for new claimants, with an additional premium for people with severe lifelong condition

The Standard Allowance will be raised above inflation by 2029/30, adding £775 annually in cash terms for a single person aged over 25.

Access to the health element of Universal Credit will be delayed until a claimant is aged 22.

Existing claimants.  The DWP say “Those currently in receipt of UC health will benefit from the increased standard allowance and will not be affected by plans to reduce UC health in future.”

Assessments

People with the most severe disabilities or with health conditions that will never improve will never be reassessed.

When

The DWP say they will bring forward primary legislation this session to enable delivery of the PIP additional eligibility requirement and UC rebalancing reforms from 26/27.

The Right to Work Guarantee will be delivered through separate primary legislation which will be introduced “in due course”. 

Savings

The DWP say the changes are expected to save over £5 billion in 2029 to 2030.

Links

The Pathways to Work:  Reforming Benefits and Support to Get Britain Working Green Paper.

 Liz Kendall speech

 You can try the proposed new PIP test here.

You can also:

keep up with what’s changing and when

find out what you can do if you are unhappy about Labour’s plans

follow the latest news about PIP and UC changes.

 

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  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    The 4 point requirement is going to decimate the help given, and they haven't ruled out changing the points allocated. There are a lot of people struggling on £200ish a week who will go down to £90. They really are determined to kill people
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    If you only get UC and LCWRA how much and likely when will we lose out?
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    I guess this also means if you fail the PIP assessment then you will also lose any ESA award also because other benefits will only be a passport from being successful with PIP claim. 
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    Improving communication with people receiving an ongoing award in PIP who are likely to remain on disability benefits for life
    168. In the current system, people receive an ongoing award in PIP if the impact of their health condition or disability is not likely to change in the long-term, or if they have the highest level of award and the impact of their condition is only likely to get worse. Ongoing awards can be given at any award level in PIP.

    169. Most people with ongoing awards are not formally reassessed. Instead, they have a ‘light touch’ review every 10 years which aims to maintain a minimal level of contact with people to ensure their details are kept up to date and adjust awards if necessary.

    170. By providing PIP awards for an ongoing period, we remove the need for people whose conditions are unlikely to improve to undergo more regular award reviews. Yet we still hear that people with lifelong and progressive conditions are concerned they are being put through unnecessary repeated assessments.

    171. We are considering making changes to improve communication around receiving ongoing awards in PIP. These include improving the information we provide when we write to people about ongoing PIP award decisions, what support is offered to people receiving ongoing awards between ‘light touch’ reviews and reviewing the length of time between ‘light touch’ reviews.
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    People were revolting when Keir Starmer and co. hinted at freezing PIP, but now that they've switched to freezing the benefits of those on LCWRA, no one says anything!

    These are drastic and dreadful changes.
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    regarding pip there is no way existing claims will be subject to new rules, you cannot change them once you have qualified for the benefit, all they are doing is moving the goal posts, this will be taken to the high court in london, its like passing your driving test then change the rules now you have to  take it again, it just wont happen, clearly the government have got this wrong.
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    Overall, these changes seem fairly discriminatory to me, especially towards younger people who already get lower UC payments and are restricted with housing benefit, get paid less at work etc. Not like cost of living is lower for a 20 year old. Autism certainly affected me in broadly the same ways back then, as it does now as a 30 year old. Just because someone is young, doesn't mean a disability is less of a disability. When I was at school, I knew someone with type 1 diabetes, it didn't affect them less just because they were young! 

    Also, are Labour expecting us to be grateful PIP will go up next year after all? Talk about the bare minimum. Changes to welfare and DWP are definitely needed, but they need to end this toxic culture and move to a more logical, fair and humane system. Not talks of yet more cuts, which are always counter-productive! A good starting point would be to drastically reduce the numbers of reassessments, many conditions, it is simply pointless to reassess someone like me every couple years. 
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    i just read this and i'm like
    i don't think the government know what they're doing
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @smells like team spirit @smells like team spirit, that's the most sensible comment so far in 4 pages. There's no way anyone trying to interpret these proposals will be able to implement anything. There are too many variables. The green paper has not been properly thought through or fully formulated. It's just thrown together an incoherent government wish list with no clear path to realisation.
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    They will also be effectively halving the UC health award. You would only get that if you got the DLA from PIP. You would only get that if you got 4 points in one category.
    • Thank you for your comment. Comments are moderated before being published.
      · 8 days ago
      @Jack Do you mean coming from DLA to pip? And having four points in at least one category it doesn't get halved? 
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    All new claims for UC with lcwra from April 2026 will have their entitlement reduced by £47 per week, meaning anyone deemed as having lcwra will only get £200.a month above the standard UC rate.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Marc no one moving as late as that ,i think sunak ditched that ,it is to be wrapped up by april 2026.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Marc The government plan is for everyone to migrate by the end of April 2026.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Anon @Anon sorry that was meant for your previous comment re scrapping wca
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Anon @Anon, that's what I'd like to know. It seems very insidious. 
      I know some think what they heard today wasn't too bad. I think it's horrible.most of it we kind of expected but it's still so cruel.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Anon I wonder what happens to those due to switch to UC from ESA (support group) in 2028?
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    "Don't worry you might lose all your money but Labour are compassionate" I think such statements like that cause more distress or maybe that is the intention.
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    Just found this, this is really bad.

    112. Both UC and PIP will still exist in the reformed system. UC will remain a means-tested benefit for those people that are in work and on a low income, or are out of work. Without the WCA eligibility criteria, the additional health element in UC will no longer be linked in any way to someone’s capacity to work or their work status. Instead, eligibility to the additional UC health element will be based on whether someone is receiving any Daily Living Award in PIP.[footnote 75]
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Jack Yep.  The devil in the detail.  if the eligibility changes go ahead.
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    I'm getting the impression some people are ok with it and some people aren't so basically mixed messages and nothing clear.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @James Correct, James. Your comments are always on point. The 4 point on a single descriptor rule will result in millions losing all support. I think the entire consultation is misleading and unfair, and is presenting these reforms as being about moving disabled people into a job shortfall that doesn't match the numbers, while the central basis of these reforms is clearly about saving money.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @James they're not consulting on that though, it says so in the consultation.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Dave Dee The single most important thing to overturn is the so called 4 point rule in any one activity as this will deny PIP to many people and it is a slight of hand that I hope other Labour and LibDem MP's contest as well as in the Lords
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    I currently get 13 points for daily living. including (Praise be!) 4 points in one category. My PIP was renewed just before I turned 66, so I am on the light touch 10 year review. Hopefully the proposed changes won't impact me for at least another 9 years. I'm relieved but also angry and confused...  It seems to me that in order to score a 4 on any of the daily living categories you need to be incapable of performing the task without a carer; doesn't the "I" in PIP  stand for Independence? Someone scoring 3s over all the categories will get nothing, which can't be fair in anyone's reasonable judgment. When you factor in the uninformed and often seemingly biased views of the assessors, getting a 4 in any category will be extremely difficult. It seems to be paving the way for hundreds of thousands of people to "just miss" the cut-off,( just as we have seen with the winter fuel allowance means testing and the attendance allowance upper earnings limit), resulting in just the same kinds of needless and senseless suffering.  Any change will produce winners and losers, but this has all the hallmarks of producing barely worthy winners and extremely worthy losers.
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    Where will they get the data to see who is exempt from reassessment In pip?  And the supplement ?

    The reason I ask is that many of those you would expect to be candidates , will be on 10 year extended reviews currently, and therefore won’t have a review to tick this box. Or maybe they will use the fact that they have already been assesed to be on a 10 year review?
    Any thoughts….
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Matt was just going on what I know. if you have duel sensory loss then to my mind, it is unlikely you will be reassessed. what's the point in doing that if your award is correct as per the law?
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @shadowpony As someone with dual sensory loss due to maternal Rubella, it's even harder 
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Mick totally blind people for instance, they need supervision or assistance to cook, which is reading the instructions on a packet or someone to help them while cooking. also support to engage with others, which is someone telling them who is in the room, or describing things etc. also reading, a blind person cannot read with the eyes, they use screenreaders etc.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Mick I think the answer to this and many other comments regards reviews was in her speech today for pip claimants suggesting that regular face to face or vid reviews also recording of them going forward will take place 

      Now as to which group in pip this affects claiming pip at this point is very confusing indeed 

      Light touch pensioners 10 yr??
      Short term Anyone ??
      Long term 10 yr light touch severe illness 
      Etc etc 

      Seems no one even on Labour back benches have questioned this pre speech or latter 
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    Actually, looking through this two points thing is a lot more sinister than it first appears. I qualify as get a lot of points on one section but for a lot of people with mental health issues, it might not be like that. Apparently this is not going to come into effect until November 2026? And there has been a big backlash in the House of Commons, which is a very good sign. People can see what is going on! Hopefully this will be challenged!
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @axab43 Dont hold your breath 
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @axab43 There will be a fight over the PIP care element's 4 point rule and it is ignoring the overall accumulative effect on a person over the other descriptors. 
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    So they are going to scrap the WCA for Universal credit but will use the results of your pip assessment instead?

     Does this mean, if you are denied pip because you don't get the 4 points on one descriptor,  under the new criteria, then you won't qualify for lcwra?
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    What I can see is a lot of cold pensioners who just applied for PIP to qualify for heating allowance probably won't reach the basic daily living points.  Not to mention blue badges and disabled bus passes. Well we know who will be doing the extra assignments NHS UK moved to other departments. WCA to cease by 2028 but probably ramped up this year. Another saving could be disability reduction for council Tax.  Always there will be hidden damage and costs.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Claire Yes that's correct but if they qualified then became pensioners then it's an on going claim until reassessed or for life for some so there's a lot of people pension age still getting it  
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Poppy Pensioners cannot apply for pip,has to be attendance allowance.
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    Just to clarify note Article 53 and 54 for those like myself in the support group of Contributory ESA Support Group. The change in entitlement would appear to apply to New Claimants not existing Claimants. Here are the relevant articles 53 and 54 for clarification
     :Unemployment insurance would be a new non-means tested entitlement for people who have contributed into the system. It would be created by replacing contribution-based Jobseeker’s Allowance (JSA) and Employment and Support Allowance (ESA) with a new single entitlement, paid at the current ESA rate (currently £138pw) and will be time-limited. This would provide stronger income protection during periods of unemployment for those with a recent work record, while revitalising the ‘something-for-something’ contributory principle in the working-age system. People claiming this would be expected to actively seek work, with easements for those with work-limiting health conditions.

    54. Alongside levelling up the rate, this change would end the indefinite entitlement to contributory ESA for those assessed as having limited capability for work-related activity (for new people claiming). Those unemployed after the time-limited period would be able to claim UC, depending on their personal circumstances. We believe this reform would align with the removal of the WCA, by offering a route to financial support for those with temporary and short-term health conditions, including for those who may not be entitled to PIP and therefore not entitled to the health element of UC
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @Chocolady 'It's saying for new people claiming'. I think there needs to be more clarification on that.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @John Thank you. I do wish they specifically stated it only applied to new claimants. This just says the existing benefit is being replaced by a new one. No indication of whether exiting claimants will be moved over to a time limited benefit.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @John It looks to me as if they are just replacing the contributory esa support with a new form which is time limited and forcing you into work whether suitable or not.  Cant see where it says any differentiation between new or existing claimants for this.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @John Thank you John I was so upset this afternoon hopefully this is the case that this change is for some of the poor souls coming in the future!  
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @John So does this mean currently people on esa support group contribution based will
      Continue to
      Claim this I have read so
      Much my mind is blown ? But i hope you are right 
  • Thank you for your comment. Comments are moderated before being published.
    · 9 days ago
    'From November 2026, claimants will need to score at least 4 points from a single descriptor to qualify for the daily living component of PIP'
    You know what this change means? It means hundreds of thousands of disabled people having their PIP removed completely. For what? For not having one big 'severe' disability. For supposedly only having so called minor disabilities. Completely discounting those living with multiple conditions and disabilities. This is going to ruin lives. Not just a few. Hundreds of thousands. I don't think people realise the sheer scale of the changes they are proposing.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @JH I Will give you an example: me. My mother contacted Rubella in the days BEFORE a vaccine. Do, I have substantially reduced eyesight, hearing and am a type 1.5 diabetic requiring insulin. Yet I work, live independently ( don't start me on social care), pay tax, earn not much more than the minimum wage (because employers don't want to know), and because I get a range of 2 points I am going to be considerably worse off. How about removing the tax threshold for those on low wages?
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @JH You're completely right.
    • Thank you for your comment. Comments are moderated before being published.
      · 9 days ago
      @JH But does this also apply to existing claimants or just new claimants to PiP?

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