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ESA, DLA etc managed migration to UC ?
- neptune1980
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9 months 2 weeks ago #286372 by neptune1980
ESA, DLA etc managed migration to UC ? was created by neptune1980
Hello all
Hoping for some advice.
We live in Central Scotland and as we all know there is managed migration to UC coming up at some point. We would like some advice please as quite stressed about it as it may leave us alot worse off. Our circumstances are at the moment.
* Myself disabled recieve Contribution Based Support group ESA and Middle and lower DLA.
* wife works part time.
* two children who receive Child Disability Payments (Scottish version of DLA) higher rate for mobility and Care for one and lower and middle rather for the other child.
*Child tax credits
* Scottish child payment. Scottish child payment is £25 a week per child
* Child benefit paid by DWP
We have savings under 16k but are trying to save for a deposit to use to buy a house. We are hoping to get to 20k in the next couple of years but if we go over 16k and we are migrated to UC ( I know first 12 months savings are disregarded) would this mean we would lose our credit tax credits after a year of being on UC ? Or is due to maybe our daughter being in High rate DLA mean savings over 16K are disregarded or any other exceptions? Would we also lose any of the other benefits we get or just the child Tax credits? If so that's so annoying that Child tax credits on UC is means tested but not the old Child Tax Credit's? This means if we have over 16K in savings our income would reduce significantly if we lose our Child Tax credits? But what about the other benefits too?
Hoping someone can help?
Thanks all?
Hoping for some advice.
We live in Central Scotland and as we all know there is managed migration to UC coming up at some point. We would like some advice please as quite stressed about it as it may leave us alot worse off. Our circumstances are at the moment.
* Myself disabled recieve Contribution Based Support group ESA and Middle and lower DLA.
* wife works part time.
* two children who receive Child Disability Payments (Scottish version of DLA) higher rate for mobility and Care for one and lower and middle rather for the other child.
*Child tax credits
* Scottish child payment. Scottish child payment is £25 a week per child
* Child benefit paid by DWP
We have savings under 16k but are trying to save for a deposit to use to buy a house. We are hoping to get to 20k in the next couple of years but if we go over 16k and we are migrated to UC ( I know first 12 months savings are disregarded) would this mean we would lose our credit tax credits after a year of being on UC ? Or is due to maybe our daughter being in High rate DLA mean savings over 16K are disregarded or any other exceptions? Would we also lose any of the other benefits we get or just the child Tax credits? If so that's so annoying that Child tax credits on UC is means tested but not the old Child Tax Credit's? This means if we have over 16K in savings our income would reduce significantly if we lose our Child Tax credits? But what about the other benefits too?
Hoping someone can help?
Thanks all?
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- Gordon
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9 months 1 week ago #286409 by Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
Replied by Gordon on topic ESA, DLA etc managed migration to UC ?
n
From what I can see the only issue is the Child Tax Credits.
When you are invited to claim UC and not before as you will not have any Transitional Protection, any savings and assets totalling over £16,000 will be disregarded for one year, after this if you are still above the limit then you will lose entitlement to the UC.
Note, if at a later date, you go under the limit then you can make a new claim for UC, however, you will not receive any Transition Payment that you might have received on the original claim.
The DWP are prioritising Tax Credits claimants for migration to UC but there is no published schedule so you could be notified next month or it could be a couple of years.
Gordon
From what I can see the only issue is the Child Tax Credits.
When you are invited to claim UC and not before as you will not have any Transitional Protection, any savings and assets totalling over £16,000 will be disregarded for one year, after this if you are still above the limit then you will lose entitlement to the UC.
Note, if at a later date, you go under the limit then you can make a new claim for UC, however, you will not receive any Transition Payment that you might have received on the original claim.
The DWP are prioritising Tax Credits claimants for migration to UC but there is no published schedule so you could be notified next month or it could be a couple of years.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
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