In case you are not aware, your real name appears to be showing in the forum, if you want to change this then follow the instructions in the following FAQ
My full name is showing, how can I stop it? Any decision on whether you need an assessment or not will be based on your claim form, the evidence attached and possibly any comments by your GP, I am afraid that your age and whether you are retired or not will not be a consideration.
Gordon
Nothing on this board constitutes legal advice - always consult a professional about specific problems
