Please note that for the rest of this week, we will be down on moderators.
Mrs HB has gone on a well earned rest, which only leaves Gordon, Bro58 and myself to answer members queries. I am just recovering after a fall where I've broken a small bone in my wrist and am in a splint for a few weeks.
Often, members submit queries which have been answered before, so I would ask members to use the 'search link' at the right hand side of the forum page before submitting a new post.
The shortage of moderators may mean that you will need to be a little patient in getting an answer to your query. We apologise for this and ask you to bear with us. If you don't receive an an answer to your query within 24 hours, then please don't post a duplicate, as that only slows things down.
Finally, your subscription to Benefits and Work is to enable you to access our online guides, the forum is provided as a courtesy and is not part of your subscription fee.
Thank you for your understanding.
Moderating Team.
PLEASE READ THE SPOTLIGHTS AREA OF THE FORUM REGULARLY, OTHERWISE YOU MAY MISS OUT ON IMPORTANT INFORMATION. Nothing on this board constitutes legal advice - always consult a professional about specific problems 
